Last updated: 11/27/2024
The following Gameplay Rules (“Rules”) are are considered part of Bankroll U’s Terms of Service (“Terms”), which constitute a legally binding agreement between you (referred to herein as “you,” “your,” “user,” or “participant”) and Bankroll U LLC (“Bankroll U,” “Company,” “we,” “us,” or “our”). By agreeing to these Rules and participating in Gameplay (defined below), you are confirming that you understand and accept these Rules. To participate in Gameplay, you must maintain an active Account with Bankroll U and agree to Bankroll U’s Terms, which incorporate these Rules, the Official Contest Rules, and our Privacy Policy.
These Rules govern Gameplay on Bankroll U’s Service. All capitalized terms and phrases not otherwise defined in these Rules shall have the meanings given in the Terms and/or Official Contest Rules. In the event of a direct conflict or inconsistency between these Rules, the Terms, or the Contest Rules, the Contest Rules shall prevail, followed by these Rules, followed by the Terms.
Bankroll U reserves the right to change or modify Gameplay on the Service at any time and in our sole and absolute discretion, including without limitation the right to amend, edit, and/or supplement these Rules, or any part of these Rules, by posting the updated Rules and updating the “Last updated” date at the beginning of these Rules. By continuing to participate in Gameplay at any point after such an update, you agree to the updated Rules. We encourage you to review these Rules frequently to check for updates. If you do not agree to the updated Rules, you may not participate in Gameplay.
The decisions of Bankroll U are final and binding in all matters related to Gameplay, including without limitation, access, participation, operation, and resolution.
The Company offers a multimodal sports betting development system referred to as the “Bankroll Combine” or “Combine”. Each Bankroll Combine includes a designated number of Tuition Points and a correlated balance of virtual funds (a “Combine Bankroll”). Tuition Points can be used to access and consume content in the Campus module. A Combine Bankroll allows access to the Combine Challenge, where users are prompted to interact with our sportsbook simulator. The Campus module and the Combine Challenge are intended to serve as complimentary learning environments, designed to be used in tandem to promote skill development for bankroll management and sports market handicapping.
To enable user experience customization, we offer various Combine packages. Through your Account, you can purchase Combine packages (each purchase, a “Combine Entry”). For each Combine Entry purchased, the included number of Tuition Points and correlated Combine Bankroll balance correspond to the Combine package selected, as designated on the Website.
Each Combine Entry includes a designated quantity of Tuition Points that are automatically credited to your Account upon purchase. The available balance of Tuition Points associated with your Account is displayed in the Campus module. Tuition Points can only be spent in the Campus module.
The Campus module comprises a library of sports betting educational and entertainment content and tools. Each item made available in the Campus module displays a redemption price expressed in Tuition Points. You may redeem Tuition Points to access and consume item(s) in the Campus module at your discretion and your available balance of Tuition Points will be adjusted automatically with each redemption (provided that your Account contains a sufficient balance of Tuition Points to redeem the selected item). Users are encouraged to explore the Campus module regularly for updates to available offerings and to spend their Tuition Points on items most relevant to their sports betting development goals.
Each Combine Entry includes one (1) Combine Bankroll to be used for participation in the Combine Challenge. The Initial Balance of a Combine Bankroll correlates to the number of Tuition Points awarded for the Combine package purchased.
The Combine Challenge is an experiential learning module where users are presented with a set of requirements prompting them to make decisions (each decision submitted, a “Pick”) for allocating the virtual funds in their Combine Bankroll among the available market offerings in the “Games” module (a sportsbook simulator displaying real-time market odds for upcoming and live sporting events). If a user fails to satisfy each of the requirements presented by a Combine Challenge, the associated Combine Bankroll will be removed from their Account. If a user succeeds in completing a Combine Challenge, they earn an invitation to participate in a free prediction-based contest game offered by the Company.
Upon successful completion of a Combine Challenge, the associated Combine Bankroll will be removed from the user’s Account and replaced with a separate and new balance of virtual funds (a “Pro Bankroll”). The Initial Balance of a Pro Bankroll will equal the initial balance of its associated Combine Bankroll, as designated on the Website. A Pro Bankroll allows access to a free prediction-based contest game offered by the Company where eligible users can play for real-cash prizes (the “Pro Levels”). In the Pro Levels, users manage the allocation of their Pro Bankroll across a series of progressive stages by submitting Picks in the Games module. Each Pro Level presents a distinct prize opportunity and a set of requirements that must be satisfied for such prize to be awarded.
The Pro Levels can only be attempted and completed sequentially (advancement to a subsequent Pro Level is contingent on successful completion of the prior). When a Pro Level is successfully completed, the relevant prize amount for that Pro Level (e.g. a designated percentage of the total virtual profits achieved in the associated Pro Bankroll) is automatically deducted from the then current balance of such Pro Bankroll and transferred into the digital “Prize Wallet” associated with such user’s Account (each such transfer, a “Prize Transfer”). Prize Transfers occur automatically following the successful completion of a Pro Level and prior to the commencement of user play in the next successive Pro Level (if any remain). Participation in the Pro Levels is terminated when a user fails to satisfy the requirements of a Pro Level or when a user successfully completes the final Pro Level. Upon termination of participation in the Pro Levels, the associated Pro Bankroll will be removed from such user’s Account, however the user remains entitled to any prizes already awarded for successful completion of prior Pro Level(s) (such prize amounts already transferred to and held separately in the user’s Prize Wallet).
Access to the Pro Level(s) is neither guaranteed by the purchase of a Bankroll Combine nor guaranteed through participation in a Bankroll Combine. Participation in the Pro Levels and prize redemptions are subject to the Official Contest Rules.
Combine Bankrolls and Pro Bankrolls (when referred to generally and without designation, each a “Bankroll”) each comprise a balance of virtual funds provided by the Company (“Bankroll Funds”) for users to manage through interaction with the Games module. Any Bankroll Funds provided by the Company are for educational and entertainment purposes only; no real-money wagering occurs on the Service. User Picks can only be submitted in the Games module using virtual Bankroll Funds provided by the Company.
Combine Bankrolls form a component of our sports betting development system, the Bankroll Combine. The Tuition Points and corresponding Combine Bankroll included with each Combine Entry are intended to facilitate skill development across two complimentary learning environments, the Combine Challenge and the Campus module. The Combine Challenge prompts users to navigate a simulated sportsbook environment using a Combine Bankroll to demonstrate and reinforce skills gained in the Campus module via the redemption of Tuition Points.
For users that successfully complete the Combine Challenge, a Pro Bankroll is provided for use in the Pro Levels. The progressive structure of the Pro Levels is designed to provide users a safe yet realistic environment to experience the variance inherent in real-world sports betting and to habituate informed wagering practices that may be useful to real-world sports betting. Unlike real-world sports betting, users never stake their Pro Bankrolls with real funds and do not encounter any real-money risk of loss for any losing Picks sustained in the Pro Levels.
A user may manage up to three (3) active Bankrolls in their Account simultaneously, regardless of designation (e.g. one Combine Bankroll and two Pro Bankrolls could be managed in an Account simultaneously, and vice versa). The transaction history associated with each Bankroll in a user’s Account is maintained separately.
“Gameplay” refers to interaction and/or participation in any Combine Level or Pro Level, including without limitation, any interaction with the Games module, the “My Picks” module, the “Objective” module, the Prize Wallet, and/or any interaction with any Combine Bankroll or Pro Bankroll. By participating in Gameplay, you agree to be bound by these Rules, the Terms, the Official Contest Rules (where applicable), and our Privacy Policy and further agree that the decisions of the Company are final and binding in all matters related to Gameplay.
The Company reserves the right, in its sole discretion and without prior notice, to modify any aspect Gameplay, including without limitation, the requirements presented by any Combine Challenge or Pro Level (when referred to generally and without designation, each a “level”), the number, structure, and progression of levels, the manner in which levels are graded, the prize opportunities associated with levels (if any), and the rules and/or limits imposed on Picks and levels. Participation in Gameplay must be for the sole and specific purposes of education, recreation, and entertainment only. You may not participate in Gameplay for other purposes (including without limitation professional, commercial, or related purposes) and may not use automated or other systematic methods to participate in Gameplay. You may not participate in Gameplay in concert with other participants. Any deliberate attempt to undermine or manipulate the legitimate operation of Gameplay may be considered a violation of law. In such cases, the Company reserves the right to seek damages from the responsible party to the fullest extent permitted by law. Failure to enforce any provision of these Rules does not constitute a waiver of such provision.
The Company reserves the right, in its sole discretion, to deny any user the ability to participate in Gameplay for any reason whatsoever. The Company shall be entitled to terminate or suspend your Account, disqualify you from a Pick or level advancement, refuse to award benefits or prizes, virtual or otherwise, and require the return of any prizes if we determine, in our sole discretion, that you are entering, participating, or attempting to enter or participate in Gameplay in any manner the Company deems to be improper, unfair or otherwise adverse to the operation of the Gameplay or is in any way detrimental to other Gameplay participants. The Company reserves the right, in its sole discretion, and without prior notice, to take any action necessary to remedy any balance(s), transaction(s), level advancement(s), or related components associated with your Account that we deem to be improper, inaccurate, or unfair, including without limitation, any reversal, adjustment, deduction, or voiding of any Picks, level advancements, Bankroll Funds, Tuition Points, or prizes credited to your Account. The Company reserves the right, in its sole discretion and for any reason whatsoever, to impose limits and/or rules on any component of Gameplay and to add, remove, or amend such limits or rules without prior notice at any time it deems necessary.
To the extent the Service displays markets, odds, scoring and/or statistics for upcoming or live events, all such information and any related components are offered for informational and/or entertainment purposes only. Neither the Company nor its third-party providers warrant or make any representations of any kind with respect to the information provided through the Service and related information sources. The Company and its third-party providers shall not be responsible or liable for the accuracy, usefulness, or availability of any information transmitted or made available via the Service and related information sources, and shall not be responsible or liable for any error or omissions in that information.
If you do not agree to these conditions you may not participate in Gameplay.
Activity Target. “Activity Target” refers to an in-level designated minimum amount of Bankroll Funds that must be allocated to Settled Picks.
Available Balance. “Available Balance” means the amount of Bankroll Funds in a Bankroll that are available to wager.
End Balance. “End Balance” is an in-level term and refers to the balance of virtual Bankroll Funds in a Bankroll upon the conclusion of a particular level.
Error. For purposes of Pick submission and acceptance, with respect to the Service, the Company, and any third-party services engaged by the Company to facilitate the Service, “Error” refers to a mistake, misprint, misinterpretation, mishearing, misreading, mistranslation, spelling mistake, technical hazard, registration error, transaction error, manifest error, force majeure and/or similar. Examples of Errors include but are not limited to:
In-Level. The descriptor “in-level” signals that a particular balance, metric, calculation, object, or similar corresponds only to intra-level activity and not inter-level activity.
In-Level Profit/Loss. With respect to a Profit Target, “in-level Profit/Loss” for a Bankroll is calculated as total winnings from in-level Settled Picks less total losses from in-level Settled Picks (a positive result indicates profit and a negative result indicates loss).
Initial Bankroll Balance. “Initial Bankroll Balance” or “Initial Balance” refers to the balance of virtual Bankroll Funds provided by the Company at the time such Bankroll is added to a user’s Account, as designated on the Website.
Max Pick. “Max Pick” refers to the maximum amount of Bankroll Funds that can be allocated to a single Pick.
Min Pick. “Min Pick” refers to the minimum amount of Bankroll Funds that can be allocated to a single Pick (provided a Bankroll has sufficient Bankroll Funds to meet the designated threshold value).
Odds Limits. “Odds Limits” refer to the maximum or minimum odds allowed for Pick submission (e.g. Short Odds limit -500; Long Odds Limit +500).
Open Pick. “Open Pick” is a Pick with an outcome that has not been determined.
Payout. “Payout” refers to the amount of Bankroll Funds credited to a corresponding Bankroll for a winning Pick, calculated as the sum of the amount wagered and the amount won.
Pick Stacking. “Pick Stacking” is an act prohibited by the Company where a user submits multiple Picks from the same Bankroll on the same event outcome.
Profit Target. “Profit Target” refers to a minimum amount of profit that must be attributed to Settled Picks submitted within a particular level.
Push. A “Push” occurs when a wagered amount of Bankrolls Funds gets refunded to a Bankroll due to a Pick that resulted in a tied outcome. A Pick that is pushed counts toward a corresponding Activity Target.
Settled Pick. A “Settled Pick” is a Pick with an outcome that has been determined with a Settlement applied.
Settlement. “Settlement” is an adjustment to Bankroll Funds corresponding to the outcome of a Settled Pick (e.g. win, loss, push).
Start Balance. “Start Balance” is an in-level term and refers to the balance of virtual Bankroll Funds in a Bankroll to begin a particular level.
Time Target. “Time Target” refers to the number of days a user has to complete a particular level.
Total Profit Balance. “Total Profit Balance” for a Bankroll is calculated as total winnings from Settled Picks, less total losses from Settled Picks, less total prior Prize Transfers (only a positive result indicates a remaining profit balance).
The Games module will display the available sports market offerings. To submit a Pick, select a market offering, review the odds, and input an eligible amount of your available Bankroll Funds to wager. When you submit a Pick, the listed amount of Bankroll Funds will be debited from the balance of the corresponding Bankroll. All Pick submissions and related data are the property of the Company.
A Pick submission is not valid until it appears in the “My Picks” section for the corresponding Bankroll. All Pick submissions will be deemed submitted by the person in whose name the Account was registered.
It is the responsibility of the Account holder to ensure the details of submitted Picks are correct. The Company is not responsible for incomplete, misdirected, incorrect, or otherwise mistaken Pick submissions. The Company is not responsible for any Pick submission mistakes (perceived and actual) deriving from Errors or incorrect listings for the odds, events, timing, and/or objects associated with a market. Should a dispute arise about the submission (or lack thereof) of any Pick or related transaction in a user’s Account, the decision(s) of the Company shall be the sole and ultimate authority in resolving such matters.
Event results and virtual winnings calculations are based on the final statistics and scoring results at the completion of each individual event. Once event results are reviewed and graded, virtual payouts, winnings, and/or refunds are credited to corresponding Bankrolls (wagered amounts, winnings calculations, payout calculations, refund calculations, Prize Transfer calculations, and/or Bankroll balances may be rounded to the nearest whole number). The scoring results of an event will not be changed regardless of any official statistics or scoring adjustments made by the leagues at later times or dates, except in the Company’s sole discretion. The Company may, in its sole discretion, invalidate any event result for purposes of preventing any abusive or unfair activity. Should a dispute arise relating to event results, the decision(s) of the Company shall be the sole and ultimate authority in resolving such matters.
The Company reserves the right, in its sole discretion, to declare any Pick void, entirely or partly, in the event:
A Pick can be voided retroactively, regardless of whether it has been settled or not. In the event a Pick is voided, the Company reserves the right, in its sole discretion, to adjust any corresponding Payout, balance of Bankroll Funds, and/or prize(s) credited to a user’s Account.
To the extent the Service offers or displays dashboards, leaderboards, charts, graphs, statistics, analysis, reports, or similar tools for tracking Gameplay progress or summarizing Gameplay results, whether on an individual or aggregated basis, all such information and any related components are offered for informational and/or entertainment purposes only. Neither the Company nor its third-party providers warrant or make any representations of any kind with respect to the information provided through the Service and related information sources. The Company and its third-party providers shall not be responsible or liable for the accuracy, usefulness, or availability of any information transmitted or made available via the Service and related information sources, and shall not be responsible or liable for any error or omissions in that information.
By participating in Gameplay, you acknowledge and agree that all data generated through your interaction with the Service, including without limitation, gameplay statistics, Pick and related transaction history, user behavior, and any other information collected during Gameplay is the sole property of the Company. Subject to the terms of our Privacy Policy, the Company reserves the right, in its sole discretion and without notice, to collect, store, reproduce, analyze, package, sell, license, distribute or otherwise use Gameplay data for any internal or commercial purpose.
Each of the Combine Challenge and individual Pro Levels present users with a set of requirements that must be satisfied for successful completion and/or advancement (where applicable). Grading against the requirements of any level will not occur unless all Picks associated with the corresponding Bankroll are settled (no Open Picks may remain). It is the responsibility of users to ensure that all Picks settle prior to the expiration of a Time Target. Should a dispute arise about level grading, the decision(s) of the Company shall be the sole and ultimate authority in resolving such matters.
The Bankroll U platform is for educational and recreational purposes only. Our Sports Betting Development System includes a sportsbook simulator that transacts only in virtual currency to provide players a realistic environment for skill development. Must be 18 or older. Not available in Idaho, Louisiana, Michigan, Nevada, and Washington. © Bankroll U LLC. All Rights Reserved.
